Instead of using fixed interest rates like other platforms, PEPELOAN uses AI to constantly monitor market conditions and automatically adjust rates to be fair for everyone. When markets are calm, you get lower rates. When things get volatile, the system protects everyone by adjusting accordingly. It's like having a super experienced trader making decisions, but one that never sleeps and isn't driven by emotions. The best part? You don't need to understand any of the complex stuff - it just works better for you automatically.

Your rank in the presale leaderboard is based on the total amount of PEPELOAN you've acquired — both from direct purchases and from referral bonuses. This means that the more you buy and the more friends you bring into the presale, the higher you’ll climb the leaderboard. Top participants may unlock exclusive rewards, perks, or recognition once the platform launches, so make sure to spread the word and stack those tokens!

Security is our top priority! PEPELOAN uses multiple layers of protection: smart liquidation systems that prevent cascade failures, dynamic risk management that adjusts to market conditions, and isolated collateral modes for riskier assets. We're also planning comprehensive security audits with reputable firms before mainnet launch to ensure everything is bulletproof. Our AI system constantly monitors for unusual activity and market risks, providing an extra layer of protection that traditional DeFi protocols don't have.

We're currently in presale phase, building our community of early supporters. After presale, we'll be completing final development, conducting security audits, and preparing for TGE. The main lending platform will launch shortly after TGE with all the core features ready to go. Presale participants will be the first to access the platform and will receive exclusive benefits like lower fees and early feature access. Stay tuned to our social channels for exact timeline updates!

Most DeFi protocols use simple, static formulas that can't adapt to changing markets. PEPELOAN's AI actively learns and optimizes for better rates and lower risks. We combine serious financial innovation with the fun, inclusive culture of Pepe memes - making DeFi accessible to everyone, not just crypto nerds. Plus, as a presale participant, you're getting in early with better prices and exclusive perks. We're not just building another lending protocol; we're creating the future of intelligent, community-driven DeFi.

Participating is super easy! You can buy PEPELOAN tokens using ETH, USDT, or USDC directly through our presale interface. Just connect your wallet, choose your payment method, and specify how many tokens you want. The earlier you join, the better the price! We also have a referral system where you can earn bonuses by bringing friends to the presale. All tokens will be held securely in the vesting contract until the TGE and unlock schedule begins.

We're building more than just a protocol - we're creating a movement! PEPELOAN combines the viral energy of meme culture with real financial innovation. Our community gets exclusive memes, participates in governance decisions, and helps shape the future of the protocol. We believe DeFi should be fun and inclusive, not intimidating and elitist. Whether you're a DeFi veteran or complete beginner, you'll find a welcoming community that's always ready to help and have some laughs along the way. Based and Pepe-pilled!